Top 3 Cryptos to Buy Now as Schwab Opens Bitcoin Trading to 40 Million Clients

Charles Schwab has made spot bitcoin and ether available for direct purchase by its base of more than 40 million US customers, and several crypto outlets are responding by naming the top 3 cryptos to buy now: Pepeto, Chainlink and Avalanche. Eligible clients can buy spot bitcoin and ether alongside their stocks, TokenPost reported on October 16.

The rollout matters because it places crypto access inside one of the largest US brokerages. Full access reached retail clients by October 15 and 16, according to Crypto Briefing, and Schwab oversees $13.33 trillion in client assets. CEO Rick Wurster told clients on October 15 that the service was open to all of them, Blockchain Reporter reported.

Schwab Opens Crypto Trading to 40 Million

Schwab charges 0.75% on each trade and plans to add Solana, Avalanche and Chainlink before 2026 is over, according to Crypto Briefing on TradingView. Tokenwire also reported that customers will be able to transfer digital assets they already hold into their Schwab accounts.

More than a fifth of all crypto funds are already in the hands of Schwab customers, Tech Times noted. TechTimes reported that the brokerage counts roughly 40 million investors among its clients, charging a flat 0.75% per trade with a $1 minimum, in coverage dated October 16.

The launch arrives with bitcoin still well below past levels. Bitcoin trades near $82,600 on CoinMarketCap, 35% under its high, according to Big News Network, while Coin Gabbar put the price at $82,373, about 35% below its $126,198 peak. Yahoo Finance data cited by TechBullion showed bitcoin 25.9% below its price a year ago.

Why Outlets Name Top 3 Cryptos to Buy Now

TechBullion argued that Schwab opening crypto to more than 40 million people means regular money is coming into the market, and presented Pepeto, Chainlink and Avalanche as the top 3 cryptos to buy now for buyers chasing the largest possible gains. The outlet said Pepeto leads the list because its zero-fee exchange and presale price leave more room to grow than larger coins.

The search for the best crypto presale of 2026 keeps landing on the same three names, Pepeto, Avalanche and Chainlink, Big News Network reported. Coin Gabbar took a similar line, saying Pepeto puts buyers ahead of incoming Schwab money, with analysts projecting 100x after listing.

These projections come from promotional coverage rather than independent research, and the outlets publishing them direct readers to the Pepeto presale website. None of the price targets are attributed to named analysts or firms.

Pepeto Presale Claims Zero-Fee Exchange

Pepeto is a young presale coin whose live exchange charges zero fees, according to TechBullion. The project has crossed $11.2 million in sales and ships a live security scanner, Big News Network reported, while Coin Gabbar put the figure at more than $11.1 million.

Coin Gabbar compared trading costs across platforms, finding that a $1,000 swap runs $3 on Uniswap and $2.50 on PancakeSwap, while Schwab's rate comes to $7.50 and PepetoSwap charges nothing at all. Tokenwire said Pepeto's cross-chain bridge is live, moving tokens between Ethereum, BNB Chain, Solana, Base and Arbitrum in under 60 seconds with a $0 bridge fee.

Tokenwire reported that Pepeto stakers earn 160% APY, with one token costing $0.0000001902, and that each presale stage ends early if its target fills. Big News Network said analysts project a 500x gain for Pepeto after listing, while Coin Gabbar cited a 100x projection. The project has no listing date yet, though its Binance listing is described as approaching, and it was built by an original PEPE cofounder, according to Big News Network.

Chainlink and Avalanche Price Levels

Chainlink trades at $11.75 on CoinMarketCap, down 1.38% on the day, TechBullion reported. The coin, which Schwab plans to add, slid 5.2% this week but remains up 13.4% over 30 days, according to 24/7 Wall St.

Chainlink's own reserve purchases LINK daily using revenue generated by the network, but that steady buying did not stop the token from touching $11.81 on October 15, 24/7 Wall St reported. Tokenwire said Chainlink must win back $13.33 and hold $11.81, and that a Schwab listing could carry it toward $15 again.

Avalanche changes hands at $9.52 on CoinMarketCap after slipping 1.25% over the past day. Dubai's DIFC Courts started connecting court orders to records on the Avalanche network on October 14, according to 24/7 Wall St. On October 16, AVAX jumped to $10.52 before sellers pushed back, TokenPost reported, with the next resistance levels at $10.67 and $10.71 and support at $9.69, then $9.22.

Big News Network said a Schwab listing could carry AVAX back above $10.71, a reasonable advance for a coin valued at $4.35 billion that remains 93% below its 2021 high. Tokenwire cautioned that while a Schwab listing helps, AVAX needs a flood of fresh buying to double from current levels.

What Comes Next for Schwab Crypto

Schwab's next concrete step is the planned addition of Solana, Avalanche and Chainlink by the end of 2026. TechBullion argued that when fear turns into greed, new money pours in and traders start searching for the coin that can grow 100 times, a pattern it said explains the focus on presale tokens and the top 3 cryptos to buy now.

Historical comparisons are circulating in the coverage. PayPal opened bitcoin purchases to its users in October 2020, when the coin changed hands at roughly $13,000, and when Wall Street opened bitcoin funds to everyday buyers in early 2024, the market set new highs by March, Tokenwire reported. Whether Schwab's rollout follows that pattern is not established by any of the reporting.

Conclusion

Charles Schwab's decision to open spot bitcoin and ether trading to more than 40 million US customers, with $13.33 trillion in client assets behind it, has prompted crypto outlets to promote Pepeto, Chainlink and Avalanche as the top 3 cryptos to buy now. Pepeto's presale has raised over $11.2 million, while Chainlink trades near $11.75 and Avalanche near $9.52. The next dated milestone is Schwab's planned addition of Solana, Avalanche and Chainlink before the end of 2026. The 100x and 500x projections for Pepeto come from promotional coverage and are not attributed to named analysts.

Frequently Asked Questions

When did Charles Schwab open bitcoin trading to its 40 million customers?

Full access reached Schwab retail clients by October 15 and 16, 2026, according to Crypto Briefing. Eligible clients can buy spot bitcoin and ether next to their stocks, and Schwab oversees $13.33 trillion in client assets, making it one of the largest US brokerages to offer direct crypto trading.

What fee does Schwab charge on bitcoin and ether trades?

Schwab charges 0.75% on each crypto trade, with a $1 minimum, TechTimes reported on October 16. The firm plans to add Solana, Avalanche and Chainlink before the end of 2026, and clients will be able to transfer coins they already own into Schwab.

How much has the Pepeto presale raised and what does one token cost?

Pepeto's presale has raised over $11.2 million, according to Tokenwire and Big News Network, while Coin Gabbar put the figure above $11.1 million. Tokenwire reported one token costs $0.0000001902, with stakers earning 160% APY, and each presale stage sells at a higher price than the last.

What are the current Chainlink and Avalanche prices cited in the coverage?

Chainlink trades at $11.75 on CoinMarketCap, down 1.38% on the day and 5.2% on the week, though up 13.4% over 30 days. Avalanche trades at $9.52, down 1.25% in a day, with resistance cited at $10.67 and $10.71 and support at $9.69 and $9.22.

Which cryptocurrencies does Schwab plan to add by the end of 2026?

Schwab plans to add Solana, Avalanche and Chainlink before 2026 is over, according to Crypto Briefing on TradingView. Bitcoin and ether trading is already live for eligible clients at a 0.75% fee per trade.